The Cruise Money Manual

How it works

1You pay

Secure checkout by Gumroad. One payment.

2It opens

The download is on the very next screen: the PDF and the EPUB.

3It's in your email

Gumroad emails your receipt with the same download link, so you can open it again any time.

Nothing ships, and there is no account to make.

The honest math

$1,188 stays in your pocket, in one week.

The way it usually goes

Drinks (package for both vs. 3 a day each as you go)$1,486.80

Internet, 2 devices (onboard vs. before sailing)$405.86

Phone left on at sea (one bad day)$150.00

Daily gratuities (no book changes this one)$259.00

Total$2,301.66

With this book

Drinks (package for both vs. 3 a day each as you go)$549.29

Internet, 2 devices (onboard vs. before sailing)≈$305.00

Phone left on at sea (one bad day)$0.00

Daily gratuities (no book changes this one)$259.00

Total$1,113.29

Your numbers will differ. These are examples, added up honestly.

What's inside

442 pages, 60 numbered methods. A few of them:

The one number to write down before you pay a deposit · p. 8
The drink package break-even, done for you · p. 141
The rule that makes every adult in the cabin buy the package · p. 141
The phone setting that keeps a roaming bill off your card · p. 229
What to say when your fare drops after you book · p. 51
The balcony's real price per day · p. 119
The cabin location that means a better night's sleep · p. 104
Every major line's gratuity, side by side · p. 205
Boarding day's first six hours, in order · p. 308
The nightly nine o'clock bill check · p. 354
The letter that gets a wrong charge reversed · p. 384

Get your copy

On your phone about thirty seconds after you pay. Nothing ships.

The Cruise Money Manual

60 methods for every part of a cruise
worksheets and three printables
30-day money back, keep the book
PDF and EPUB: reads on any phone, tablet or computer

$19.99one time

Buy Now

GOES WITH IT

Add these two · All 3 books $29.99$39.99

The Port Day Handbook and The Cabin and Packing Guide

~~$59.97~~ separately · about $10 a book

Offer ends in 60:00

Get all 3$29.99$39.99

30-day money back, and you keep the book.
Secure checkout by Gumroad · sold by Later Years Press

Ray Dalton

For twenty-two years I worked the back office of a travel agency in Clearwater, Florida, checking our clients' final onboard statements against what we'd told them they'd pay. I kept the letters that came with those statements; by the time I retired they filled four drawers. Most of the bills weren't wrong.

“Do the arithmetic before you sail.”

Questions, answered plainly

Does it open on my phone?

Yes. Comes as a PDF and an EPUB. On iPhone the EPUB opens in Apple Books; on Android in Google Play Books; the PDF opens anywhere.

Is this a printed book you mail me?

No. Nothing ships. You download it the moment you pay and it is yours to keep.

I am not good with computers. Will I manage?

Yes. You pay, and the download opens on the next screen. Tap the EPUB on a phone and it opens in your books app; tap the PDF on anything else. No account to make, no password.

Is this a subscription?

No. One payment, one time. Nothing renews and nothing charges you again.

What if I lose the file?

Your receipt email from Gumroad has your download link and a way to reach us: just reply to it.

What if it is not for me?

30-day money back, and you keep the book. Your receipt email from Gumroad has your download link and a way to reach us: just reply to it.

What is in the bundle?

All 3 books: The Cruise Money Manual (What your cruise really costs, and how to keep $500 to $1,200 on every sailing for two); The Port Day Handbook (See more ashore, spend less, and never miss the ship); The Cabin and Packing Guide (Sleep well, pack light, and bring what the ship would charge you for). Each comes as a PDF and an EPUB, with every printable. All 3 books $29.99 while the offer clock runs (about $10 a book), $39.99 after.

Keep $500 to $1,200 on your next cruise.

How it works

The honest math

The way it usually goes

With this book

Look inside

What's inside

Get your copy

The Cruise Money Manual

Add these two · All 3 books $29.99$39.99

Ray Dalton

Questions, answered plainly

Ready when you are

All 3 books for $29.99